I think it is about to go even with what you owe or might owe to people and society and humanity and the general backgrounds which have sustained ones existence and consumptions. It is better to owe less to anyone, your parents from the start, and friends, and society, world, gods. There are many ways to achieve this, the foremost is by religious asceticism and services, vegetarianism, non-commercialism, devotion, like buddhist monks almost consume no extra sustenances than what they need for sacred services on the minimum life energy; there is also another contrary way of non-owingness that is creativity, just create for everyone else and receive no rewards, like many great authors or philosophers which have influenced the world but have lived very ascetically and frugally. Capitalists are not successful to me since they are tended to get themselves into some complicated ties, but then they will have their own standard of success that is to out perform their peers in influence and wealth, this is what being imposed on the society as the social ladder value. The non-owingness and altruistic creativity are rooted in spiritual awareness, as the social ladder the foundation of all materialistic successes.